Long Term Care Insurance: Is our savings sufficient for care coverage?
With increasing awareness of the Baby Boomer retirement, the insurance industry is heavily focusing on long-term care insurance plans for aging consumers. Although Ministry of Health puts forward a significant amount of budget towards care for seniors, one can no longer depend on it solely or on private health insurance because it does not cover extended nursing home stays, assisted living centres or regular home care visits.
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Top Ten Signs That Your Senior Relative May Need Housing Assistance
Determining whether or not a senior relative may require a change in living arrangements can be difficult. To provide a starting point, The Care Guide has issued its Top Ten Signs indicating that a senior may require housing assistance.
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Housing and Care Options in Alberta
A comprehensive list, complete with full provider type descriptions, of the various levels of care available to residents in the province of Alberta. Also includes links to The Care Guide's tips on choosing the right type of care to suite your or your loved one's care needs.
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Long-Term Care in British Columbia
Long-Term Care Residences, often referred to as Intermediate Care or Extended Care Homes, provide a higher level of care and supervision than Assisted Living Residences. Geared to persons who require ongoing 24-hour supervision, personal nursing care and/or treatment by skilled nursing staff, various levels of care are defined to differentiate between the degree of dependency on supervision and services required. Costs to residents are market driven and, in some cases, may be subsidized by government programs.
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