What is Long Term Care Insurance?
This column has been created to provide you with information about the various insurance and planning options available to you in the event you or a loved one becomes seriously ill and may or may not need professional care. People have different interpretations of the term ‘long term care’ and generally speaking, for insurance purposes, this means an individual requires constant and ongoing professional care. It is important that you understand the benefits of the coverage you have so that it meets your expectations.
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Top Ten Signs That Your Senior Relative May Need Housing Assistance
Determining whether or not a senior relative may require a change in living arrangements can be difficult. To provide a starting point, The Care Guide has issued its Top Ten Signs indicating that a senior may require housing assistance.
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Post Retirement Planning Beforehand
Life is never the same after-retirement. Some people want to live close to the hard-earned friends or family whereas some people want to live unaided or in Nursing Homes, Retirement Communities, Home Health Care, Retirement Homes, Active Adult Communities, Senior Apartments. Whatever the reason be, some basic calculations are necessary for a better future.
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Tips on How to Apply for Placement in a Long-Term Care in Ontario
Long-term care facilities can only be accessed through a Community Care Access Centre (CCAC). The CCAC determines eligibility for placement, however each facility retains the right to approve applications based on their ability to meet the care needs of the individual. Generally, eligibility for placement is approved when community based services such as In-Home Health / Community Support Services or retirement residences are no longer able to meet your needs. You will be notified in writing by the facility if your application for admission is accepted or not.
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