Insurance for Retirement
Four years to go. Perhaps five. Or three, if the budget is strictly adhered to and the market performs well. Ah, the heady dreams of retirement. Most of us look forward to our retirement years most of our working lives. And a lot of us will spend as many years in ‘retirement’ as we did working. The challenge, of course, is to ensure that we have properly prepared for our leisure years.
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What is Long Term Care Insurance?
This column has been created to provide you with information about the various insurance and planning options available to you in the event you or a loved one becomes seriously ill and may or may not need professional care. People have different interpretations of the term ‘long term care’ and generally speaking, for insurance purposes, this means an individual requires constant and ongoing professional care. It is important that you understand the benefits of the coverage you have so that it meets your expectations.
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Why are Canadians avoiding their long-term care planning?
A survey for Manulife Financial reveals that seven out of 10 Canadians said they would prefer to have an annual physical exam than spend an hour discussing their long-term care needs. This reluctance in discussing their future long-term care needs helps explain why only 21 per cent of Canadians have factored long-term care costs into their retirement planning.
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Tips on Choosing Supportive Housing in Alberta
Finding an appropriate Supportive Housing residence takes time and research, but you're already headed in the right direction with The Care Guide. Generally, Supportive Housing, which includes residences operated under the government’s Senior Citizens Lodge Program, refers to housing geared to persons who require support services to live independently in the community...
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