Plan for Living – Will Illness Destroy your Retirement?
We close our eyes and we dream. We dream about foreign travel and exotic locations. We dream of a quiet country home and peaceful surroundings. We dream of a stress-free lifestyle and idyllic family life. Are these visions mutual fund commercials? No. Retirement dreams. Oh they may be idealistic, but they’re ours, and it doesn’t seem to matter if you’re in your 20s, 40s or 60s, we all dream of a retirement free of day-to-day pressures and oodles of time and opportunities to pursue all those dreams and leisure activities we’ve delayed doing. We all believe that we will lead better lives when we ‘retire’.
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Independent Supportive Living in British Columbia
Independent Supportive Living typically describes apartment-style accommodations that provide supportive services such as housekeeping, meal preparation and/or communal dining, social and recreation programs, 24-hour emergency response, shopping assistance and transportation. The tenure is usually on a rental basis often with a standard service package included in the rent. There is usually a menu of optional fee-for-services made available as well. In some cases, the units are fully "self-contained" (each having its own kitchen) so that the meal program might be optional.
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Long-Term Care in British Columbia
Long-Term Care Residences, often referred to as Intermediate Care or Extended Care Homes, provide a higher level of care and supervision than Assisted Living Residences. Geared to persons who require ongoing 24-hour supervision, personal nursing care and/or treatment by skilled nursing staff, various levels of care are defined to differentiate between the degree of dependency on supervision and services required. Costs to residents are market driven and, in some cases, may be subsidized by government programs.
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Hospice Care in Ontario
Palliative Care or Hospice Care provides services at home or in a home-like setting to persons with life-threatening and terminal illnesses and their families. The aim is to help people live as comfortably and as fully as possible. The focus is on caring, not curing and on life, not death.
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