What is Long Term Care Insurance?
This column has been created to provide you with information about the various insurance and planning options available to you in the event you or a loved one becomes seriously ill and may or may not need professional care. People have different interpretations of the term ‘long term care’ and generally speaking, for insurance purposes, this means an individual requires constant and ongoing professional care. It is important that you understand the benefits of the coverage you have so that it meets your expectations.
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Why are Canadians avoiding their long-term care planning?
A survey for Manulife Financial reveals that seven out of 10 Canadians said they would prefer to have an annual physical exam than spend an hour discussing their long-term care needs. This reluctance in discussing their future long-term care needs helps explain why only 21 per cent of Canadians have factored long-term care costs into their retirement planning.
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Condos – What to know!
It is often said that buying a condominium is buying a lifestyle. With all of the new developments in and around Southern Ontario it is important to know what kind of lifestyle you want and then work with an experienced realtor to help you find what you need from a condominium.
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Plan for Living – Will Illness Destroy your Retirement?
We close our eyes and we dream. We dream about foreign travel and exotic locations. We dream of a quiet country home and peaceful surroundings. We dream of a stress-free lifestyle and idyllic family life. Are these visions mutual fund commercials? No. Retirement dreams. Oh they may be idealistic, but they’re ours, and it doesn’t seem to matter if you’re in your 20s, 40s or 60s, we all dream of a retirement free of day-to-day pressures and oodles of time and opportunities to pursue all those dreams and leisure activities we’ve delayed doing. We all believe that we will lead better lives when we ‘retire’.
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