Long Term Care Insurance: Is our savings sufficient for care coverage?
With increasing awareness of the Baby Boomer retirement, the insurance industry is heavily focusing on long-term care insurance plans for aging consumers. Although Ministry of Health puts forward a significant amount of budget towards care for seniors, one can no longer depend on it solely or on private health insurance because it does not cover extended nursing home stays, assisted living centres or regular home care visits.
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Choosing the Right Place To Call Home
This feature article from the Ontario Residential Care Association provides information of use to all Canadians. While provincial legislation may differ, the basic information on selecting a residence is the same. Links to other provincial associations are provided at the end of the article.
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Long-Term Care in British Columbia
Long-Term Care Residences, often referred to as Intermediate Care or Extended Care Homes, provide a higher level of care and supervision than Assisted Living Residences. Geared to persons who require ongoing 24-hour supervision, personal nursing care and/or treatment by skilled nursing staff, various levels of care are defined to differentiate between the degree of dependency on supervision and services required. Costs to residents are market driven and, in some cases, may be subsidized by government programs.
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Alzheimer Care in British Columbia
Alzheimer care providers offer specialized care and supportive programs for persons with Alzheimer Disease or other forms of memory loss or cognitive impairment. Providers may be facility or community-based.
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