What is Long Term Care Insurance?
This column has been created to provide you with information about the various insurance and planning options available to you in the event you or a loved one becomes seriously ill and may or may not need professional care. People have different interpretations of the term ‘long term care’ and generally speaking, for insurance purposes, this means an individual requires constant and ongoing professional care. It is important that you understand the benefits of the coverage you have so that it meets your expectations.
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Understanding Insurance Lingo
Jargon. There are so many professions that seem to have a language entirely their own. The medical profession is a great example. Unless you have Masters degrees in Latin, biology, and medicine, it’s hard to decipher what they’re talking about. And a lack of comprehension can lead to a misunderstanding of products and services.
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Top Ten Tips for Selecting a Residence For Your Aging Relative
Selecting a residence for your aging relative can present challenges. The variety of residences available (from long-term care to retirement to Alzheimer-specific residences) can cause confusion. In addition, many people have entrenched ideas about what a residence is and looks like - and given that residences have changed drastically in the past several years, those ideas can be wrong!
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What To Look For When Choosing a Retirement Residence in Ontario
To find out if a residence suits your needs and preferences you need to personally visit it, if possible, more than once. Call ahead to the residences that interest you to schedule a tour. If you visited during the day, visit a second time in the evening.
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