Long Term Care Insurance: Is our savings sufficient for care coverage?
With increasing awareness of the Baby Boomer retirement, the insurance industry is heavily focusing on long-term care insurance plans for aging consumers. Although Ministry of Health puts forward a significant amount of budget towards care for seniors, one can no longer depend on it solely or on private health insurance because it does not cover extended nursing home stays, assisted living centres or regular home care visits.
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Top Ten Tips for Selecting a Retirement or Long-Term Care Home for Your Aging Relative
Finding the right residence is as individual as you are – it’s where you or your loved one will make a home, make new friends and live life to the fullest. There are some basic steps that should be taken in order to ensure that the home fits the individual.
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Plan for Living – Will Illness Destroy your Retirement?
We close our eyes and we dream. We dream about foreign travel and exotic locations. We dream of a quiet country home and peaceful surroundings. We dream of a stress-free lifestyle and idyllic family life. Are these visions mutual fund commercials? No. Retirement dreams. Oh they may be idealistic, but they’re ours, and it doesn’t seem to matter if you’re in your 20s, 40s or 60s, we all dream of a retirement free of day-to-day pressures and oodles of time and opportunities to pursue all those dreams and leisure activities we’ve delayed doing. We all believe that we will lead better lives when we ‘retire’.
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Independent Supportive Living in Ontario
Independent/Supportive Living options provide both the advantages of living independently in an apartment and the availability of supportive services and amenities typically provided in full-service retirement residences.
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