What is Long Term Care Insurance?
This column has been created to provide you with information about the various insurance and planning options available to you in the event you or a loved one becomes seriously ill and may or may not need professional care. People have different interpretations of the term ‘long term care’ and generally speaking, for insurance purposes, this means an individual requires constant and ongoing professional care. It is important that you understand the benefits of the coverage you have so that it meets your expectations.
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Nursing Home Evaluation Check List
This form may be printed out so that you can make photocopies and use them for each nursing home facility you check out.
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What To Look For When Choosing a Retirement Residence in Ontario
To find out if a residence suits your needs and preferences you need to personally visit it, if possible, more than once. Call ahead to the residences that interest you to schedule a tour. If you visited during the day, visit a second time in the evening.
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Long-Term Care in British Columbia
Long-Term Care Residences, often referred to as Intermediate Care or Extended Care Homes, provide a higher level of care and supervision than Assisted Living Residences. Geared to persons who require ongoing 24-hour supervision, personal nursing care and/or treatment by skilled nursing staff, various levels of care are defined to differentiate between the degree of dependency on supervision and services required. Costs to residents are market driven and, in some cases, may be subsidized by government programs.
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