Why are Canadians avoiding their long-term care planning?
A survey for Manulife Financial reveals that seven out of 10 Canadians said they would prefer to have an annual physical exam than spend an hour discussing their long-term care needs. This reluctance in discussing their future long-term care needs helps explain why only 21 per cent of Canadians have factored long-term care costs into their retirement planning.
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What is Long Term Care Insurance?
This column has been created to provide you with information about the various insurance and planning options available to you in the event you or a loved one becomes seriously ill and may or may not need professional care. People have different interpretations of the term ‘long term care’ and generally speaking, for insurance purposes, this means an individual requires constant and ongoing professional care. It is important that you understand the benefits of the coverage you have so that it meets your expectations.
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Top Ten Tips for Selecting a Residence For Your Aging Relative
Selecting a residence for your aging relative can present challenges. The variety of residences available (from long-term care to retirement to Alzheimer-specific residences) can cause confusion. In addition, many people have entrenched ideas about what a residence is and looks like - and given that residences have changed drastically in the past several years, those ideas can be wrong!
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Assisted Living in British Columbia
Assisted Living Residences provide accommodation and varying levels of care and supportive services in a home-like, residential setting. Services typically include meals, social and recreational programs, 24-hour emergency response, laundry and housekeeping services, supervision or administration of medications and varying degrees of assistance with the activities of daily living such as bathing, dressing, and routines.
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