Why are Canadians avoiding their long-term care planning?
A survey for Manulife Financial reveals that seven out of 10 Canadians said they would prefer to have an annual physical exam than spend an hour discussing their long-term care needs. This reluctance in discussing their future long-term care needs helps explain why only 21 per cent of Canadians have factored long-term care costs into their retirement planning.
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Post Retirement Planning Beforehand
Life is never the same after-retirement. Some people want to live close to the hard-earned friends or family whereas some people want to live unaided or in Nursing Homes, Retirement Communities, Home Health Care, Retirement Homes, Active Adult Communities, Senior Apartments. Whatever the reason be, some basic calculations are necessary for a better future.
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Tips on How to Apply for Placement in a Long-Term Care in Ontario
Long-term care facilities can only be accessed through a Community Care Access Centre (CCAC). The CCAC determines eligibility for placement, however each facility retains the right to approve applications based on their ability to meet the care needs of the individual. Generally, eligibility for placement is approved when community based services such as In-Home Health / Community Support Services or retirement residences are no longer able to meet your needs. You will be notified in writing by the facility if your application for admission is accepted or not.
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Tips On Choosing a Long-Term Care Home in Ontario
So you or your loved is in need of a Long-Term Care Home. To help make this life transition easier, the following is intended to guide you through the application and placement process in Ontario (Canada-wide resources coming soon!), and provide some direction of how to choose the most appropriate facility.
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